Imagine being able to steal untold millions of dollars in plain view without getting caught. Impossible you say. Be careful because you are most likely a victim of this heist. In fact, you may actually be giving these thieves referrals so that they can dupe your friends and family.

For a while I was not aware of how the scheme worked. It was after talking to someone who was in on it that I got to see the entire operation at work. I have to say it is quite an elaborate conspiracy. It involves so many people. I couldnt believe I fell for it for so many years.

Heres how the scheme works. You go in to a bank to open a savings account. The bank representative smiles and says pleasant things to you because you brought your money to them. With a big smile the bank representative tells you that you should be happy because you will be earning 1% on your money (if youre lucky). Trust me when I tell you, the bank representatives smile gets bigger after you leave. Youll see why a little later.

You go home feeling pretty good about yourself because you have finally started working on your financial independence. Good for you! It is definitely a start. The question becomes is it what you were really looking for. Dont get me wrong everyone should have a savings account. But a savings account by nature is not designed to make you money. In fact it wont save your money either. Thats right you read it correctly. A savings account will not save your money instead it will help slow down your spending.

Naturally you may be asking yourself how can a savings account not save my money? Heres the answer to this question. A bank pays you 1% interest on your savings account and the government guarantees your money. Meaning that if the bank should go out of business the government insures you that you will get your money back up to $100,000.

A further look reveals just what the bank and the government are guaranteeing you. The bank pays you 1% interest and inflation eats away your money at 3% per year. Inflation simply means that your money will buy you less than what it bought you last year with the same money. So in other words the bank and the government are guaranteeing that you will lose at least 2% of your savings a year. This figure is arrived at by the 3% you are losing to inflation and the 1% interest paid to you by the bank, which means you are only losing 2% a year. That is until you figure in the taxes you have to pay on the 1% interest the bank paid you. However, we wont talk about the taxes in this scenario.

The bank will start sending you credit card offers. You know the offers Im talking about. The credit card offers where you can transfer your balances for 0% interest for the first 6 months. After the 6 months is over your interest rate goes up to around 9% or more. They also offer to give you other loans for 10%-12% interest. I know you may be thinking well when the 6 months of 0% interest is up I will switch to a different offer from another company. I hope you will.

Part of the heist is banks pay you 1% interest when you give them money but they make you pay them 9%-12% when you borrow your money back. Remember the money is not the banks money it is your money or another members money. Now this part will really make you upset. Banks take your money and invest it in things such as commodities and make returns of 20%-50%. And then when you asked for it back in a loan they charge you interest. So banks can make a profit from 29%-62% on your money. When you factor in the fact that most people continue to borrow money over and over again the profits for the banks skyrocket.

After learning how the banks used my money to make themselves rich I decided to use my money to help make me rich. I now teach others how to create financial freedom for themselves.

Now that I have revealed the biggest heist in history I am tasking you with finding a way to make your money work for you instead of working for the banks. Sign up for my newsletter at www.themoneymotivator.com to learn how to put your money to work.

Much More Success,
David